Rural Bank of Guinobatan, Inc. rural-bank-of-guinobatan-logo

January 31, 2023 | 7:27 AM
Philippine Standard Time

Microfinance

KABUHAYAN

KAunlaransa BUhay HAngo sa YAman ng Negosyo is a group loan product for micro-enterprise using the modified Grameen methodology. It aims to make available affordable credit to micro-entrepreneurs, helping them to expand their present business activities and increase their incomes. It focuses on micro enterprise that generates regular business income.

Purpose of Loan

  • For additional working capital.

Terms and Conditions

  • Maximum Loan Term – 6 Months
  • Maximum Loanable Amount – P 150,000.00

KABALIKAT

KAagapay ang BAngko sa Lumalagong Industriya at KAbuhayan ng Taong Bayan is an individual loan product for micro-enterprise. It aims to make affordable credit to micro-entrepreneurs to help them expand their present business activities and increase their incomes. It focuses on micro-enterprises that generate regular cash flow.

Purpose of Loan

  • Loan extended to any entrepreneur for “additonal working capital”

Terms and Conditions

  • Maximum Loan Term – 6 Months
  • Maximum Loanable Amount – P 300,000.00

GADGET Loan

An incentive is given to microfinance clients with good credit standing, such as giving rebates to interest and longer-term on loans

Purpose of Loan

  • To provide incentive loan to micro finance clients who stayed with the bank for at least (7) months and with good credit standing.

Terms and Conditions

  • Term of Loan
    • Maximum – 8 Months
    • Minimum – 1 Month
  • Loanable Amount
    • Maximum – P 30,000.00
    • Minimum – P 1,000.00

General Purpose Loan

An incentive loan for good performing clients of RBGI under Microfinance Program.

Purpose of Loan

  • Caters to other financial needs of clients, as a medical, educational, asset acquisition.

Terms of Conditions

  • Maximum Loan Term – 6 months
  • Maximum Loanable Amount – P 20,000.00

 

Announcements:
   ADVISORY!! To all ASENSO Mobile App Users: Please be informed that ASENSO Mobile App maintenance is now completed. Kindly update the app to version 1.2.3. In case you encounter problems during updating, we recommend you to clear the cache and data of your ASENSO app and google playstore or app store in your device. We apologize for the inconvenience it has caused. Thank you.    IMMEDIATE HIRING! RBGI is in need of applicants for the following positions: Branch Managers | Supervisors | HR Specialists | Bank Tellers | Account Officers. Interested applicants may submit their application documents to RBGI - HRDM Main Office, Mabini Street, Poblacion, Guinobatan, Albay. For more details, please reach us through email: goconde@rbgbank.com