Rural Bank of Guinobatan, Inc. rural-bank-of-guinobatan-logo

May 22, 2024 | 9:32 PM
Philippine Standard Time



KAunlaransa BUhay HAngo sa YAman ng Negosyo is a group loan product for micro-enterprise using the modified Grameen methodology. It aims to make available affordable credit to micro-entrepreneurs, helping them to expand their present business activities and increase their incomes. It focuses on micro enterprise that generates regular business income.

Purpose of Loan

  • For additional working capital.

Terms and Conditions

  • Maximum Loan Term – 6 Months
  • Maximum Loanable Amount – P 150,000.00


KAagapay ang BAngko sa Lumalagong Industriya at KAbuhayan ng Taong Bayan is an individual loan product for micro-enterprise. It aims to make affordable credit to micro-entrepreneurs to help them expand their present business activities and increase their incomes. It focuses on micro-enterprises that generate regular cash flow.

Purpose of Loan

  • Loan extended to any entrepreneur for “additonal working capital”

Terms and Conditions

  • Maximum Loan Term – 6 Months
  • Maximum Loanable Amount – P 300,000.00


An incentive is given to microfinance clients with good credit standing, such as giving rebates to interest and longer-term on loans

Purpose of Loan

  • To provide incentive loan to micro finance clients who stayed with the bank for at least (7) months and with good credit standing.

Terms and Conditions

  • Term of Loan
    • Maximum – 8 Months
    • Minimum – 1 Month
  • Loanable Amount
    • Maximum – P 30,000.00
    • Minimum – P 1,000.00

General Purpose Loan

An incentive loan for good performing clients of RBGI under Microfinance Program.

Purpose of Loan

  • Caters to other financial needs of clients, as a medical, educational, asset acquisition.

Terms of Conditions

  • Maximum Loan Term – 6 months
  • Maximum Loanable Amount – P 20,000.00


Important Notice: New Check Design Implementation on May 1, 2024 Please be advised of the upcoming implementation of changes to check design effective May 1, 2024. These changes, mandated by the Philippine Clearing House Corporation (PCHC), are essential for smooth transactions. 1. Date format on checks will change to MM-DD-YYYY. 2. The ₱ sign will now be positioned outside the figures box. 3. Signature boxes will be added for your convenience. Please ensure your checks comply with these new specifications to avoid any processing issues. If you have any questions or require assistance, don't hesitate to reach out RBGI representative.   ADVISORY!! To all ASENSO Mobile App Users: Please be informed that ASENSO Mobile version 1.3.3 is now available. In case you encounter problems during updating, we recommend you to clear the cache and data of your ASENSO app and google playstore or app store in your device. We apologize for the inconvenience it has caused. Please be advised that starting April 1, 2024, a service fee of P15.00 will be charged to all InstaPay transactions and P25.00 for PesoNet transactions .Enjoy using Asenso Mobile App for your banking needs. Thank you.    IMMEDIATE HIRING! RBGI is in need of applicants for Legal Associate ,Bank Tellers, Account Officers. Interested applicants may submit their application documents to RBGI - HRDM Main Office, Mabini Street, Poblacion, Guinobatan, Albay. For more details, please reach us through email: or call us at 0522048888