Rural Bank of Guinobatan, Inc. rural-bank-of-guinobatan-logo

September 20, 2024 | 1:39 AM
Philippine Standard Time

Loans

Barangay Officials Loan Assistance (BOLA)

A personal loan extended to qualified Barangay Officials.

Loan Purpose

  • Financial Assistance for startup and additional capital for Micro Business
  • To Finance livelihood projects to augment financial needs

Term and Conditions

  • Maximum Loan Term – 3 years
  • Maximum Loanable Amount – P 500,000.00

I-CARE

Individual Credit with Automated Repayments (I-CARE) is a personal loan extended to regular employees with automated payroll

Purpose of Loan

  • Financial access to employees to supplement financial needs through livelihood activities.
  • To support the financial needs of the borrower wherein the security is the client’s salary and ATMs

Terms and Condition

  • Maximum Term Loan – 2 years
  • Maximum Loanable Amount – P 300,000.00

Real Estate Loan (REM)

Loans secured by real property such as land, building, and other structures supported by with a contract (REM) where the borrower secures the fulfillment of the obligation by legally recognizing the banks as having preferential right over a specific real estate property

Purpose of Loan

  • For building construction and land development
  • To finance purchase of land, family homes, apartments and other multifamily structures, commercial structure and others

Terms and Conditions

  • Maximum Loan Term – 10 years
  • Maximum Loanable Amount – P 5,000,000.00

Motor Vehicle Loan (MOVE)

Chattel mortgage financing for individual or corporation who intends to purchase brand new or surplus vehicles.

Purpose of Loan

  • To provide financial facility to any qualified individual or business entity who are interested in acquiring brand new motor vehicle.

Terms and Conditions

  • Maximum Loan Term – 5 years
  • Maximum Loanable Amount – P 1,500,000.00

Announcements:
Important Notice: New Check Design Implementation on May 1, 2024 Please be advised of the upcoming implementation of changes to check design effective May 1, 2024. These changes, mandated by the Philippine Clearing House Corporation (PCHC), are essential for smooth transactions. 1. Date format on checks will change to MM-DD-YYYY. 2. The ₱ sign will now be positioned outside the figures box. 3. Signature boxes will be added for your convenience. Please ensure your checks comply with these new specifications to avoid any processing issues. If you have any questions or require assistance, don't hesitate to reach out RBGI representative.   ADVISORY!! To all ASENSO Mobile App Users: Please be informed that ASENSO Mobile version 1.3.3 is now available. In case you encounter problems during updating, we recommend you to clear the cache and data of your ASENSO app and google playstore or app store in your device. We apologize for the inconvenience it has caused. Please be advised that starting April 1, 2024, a service fee of P15.00 will be charged to all InstaPay transactions and P25.00 for PesoNet transactions .Enjoy using Asenso Mobile App for your banking needs. Thank you.    IMMEDIATE HIRING! RBGI is in need of applicants for Legal Associate ,Bank Tellers, Account Officers. Interested applicants may submit their application documents to RBGI - HRDM Main Office, Mabini Street, Poblacion, Guinobatan, Albay. For more details, please reach us through email: hrdm@rbgbank.com or call us at 0522048888