RURAL BANK OF GUINOBATAN, INC. (RBGI) was registered with the Securities and Exchange Commission on March 25, 1964 with an initial authorized capital stock of P400,000.00. On July 22, 1964, Rural Bank of Guinbatan, Inc. has been granted by the Central Bank of the Philippines (now Bangko Sentral ng Pilipinas) to operate as a Rural Bank and formally open its banking door to the public and has been taking the lead in local banking in the Province of Albay and Sorsogon. RBGI has proven its capability to meet its clients’ financial needs.

RURAL BANK OF GUINOBATAN, INC. was organized with the goal of becoming the most trusted financial institution in the local rural banking industry where it continues to strive for a well-balanced, objective and equitable development of the loyal and delighted clients developed and improved human capital. It shares with the mission to empower stakeholders through responsive financial product and services for the improvement of their quality of life. Hence, it aims to push the country and the Bicol region towards progress by rendering services to clients in need of financial assistance.

After 33 years of operation, the bank began to expand its banking operations. Tiwi branch was launched last July 22, 1997

Year 2000 is a milestone when RBGI started upgrading its capabilities to computerized system. These innovations continue to this day when new bank operating systems were put into place.

RBGI had another milestone by opening its microfinance department which caters micro-entrepreneurs using the Grameen methodology. On November 2003, the board of directors approved the implementation of individual microfinance using the MABS approach. All these programs are geared towards the bank’s vision of being the government partner in countryside development.

Seventeen (17) years after RBGI started its microfinance program the bank is now serving more than 11,000 microfinance clients which is serviced by the Bank’s 5 Branches and 5 Branch Lite Units.

The Bank has weathered the financial storm that hit the industry amid global financial crisis and the local problem which plagued the rural banking industry. Amidst all these, Rural Bank of Guinobatan, Inc. was resilient and will continue to grow big and strong in the years to come.

A new Bank Logo has replaced the original, along with the inauguration of the newly built Corporate Building last November 5, 2009. This marked the shift form the first-generation banking to the new management systems being put into place. This transition is symbolized by the turning of the pages, in colors green and blue, set against the original silhouette of Mt. Mayon, representing the long-term stability.

The new Rural Bank of Guinobatan, Inc. is now functioning as a full-structured, professionally managed by the Bank, with service-oriented team of personnel.

In the midst of a growing economy and intense competition in the rural banking industry, RBGI envisions itself to be the most trusted rural bank in the Bicol region in terms of efficiency and stability by providing customer-oriented and integrated rural banking products and services delivered in a significantly group of clients with emphasis on the micro, small and medium sizes entrepreneurs.

The new  building of Rural Bank  of Guinobatan, Ligao Branch was opened to the public last February 10, 2020. Please use the picture of the new Ligao Branch

Introducing the first and only local mobile banking app in the Bicol Region

ASENSO MOBILE APP! Powered by RBGI and JMH – IT Solutions as their initiative to bank clients using electronic payment or cashless transactions for products and services using mobile phone.This platform was first initiated by the BSP called NRPS ( National Retail Payment System) in partnership with Bancnet and other banking sectors.